{"id":1498,"date":"2022-02-10T09:12:54","date_gmt":"2022-02-09T23:12:54","guid":{"rendered":"https:\/\/www.2020finance.com.au\/?page_id=1498"},"modified":"2023-06-04T18:55:06","modified_gmt":"2023-06-04T08:55:06","slug":"investing-in-property","status":"publish","type":"page","link":"https:\/\/www.2020finance.com.au\/investing-in-property\/","title":{"rendered":"Investing in Property"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1498\" class=\"elementor elementor-1498\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-100bd8a5 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"100bd8a5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"lqd-css-sticky-column elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2eda37c\" style=\"--lqd-sticky-offset:30px\" data-id=\"2eda37c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-102cc89c elementor-widget elementor-widget-ld_custom_menu\" data-id=\"102cc89c\" data-element_type=\"widget\" data-widget_type=\"ld_custom_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div\t\t\t\tclass=\"lqd-fancy-menu lqd-custom-menu pos-rel menu-items-has-fill lqd-menu-td-none\"\n\t\t\t\t\t\t\t>\n\t\t\t\n\t\t\t\t\t\t<ul id=\"lqd-custom-menu-102cc89c\" class=\"reset-ul   \" itemtype=\"http:\/\/schema.org\/SiteNavigationElement\" itemscope=\"itemscope\"><li id=\"menu-item-1381\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1381\"><a href=\"https:\/\/www.2020finance.com.au\/buying-a-home\/\">Buying a Home<\/a><\/li>\n<li id=\"menu-item-1423\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1423\"><a href=\"https:\/\/www.2020finance.com.au\/becoming-a-first-home-buyer\/\">Becoming a First Home Buyer<\/a><\/li>\n<li id=\"menu-item-1203\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1203\"><a href=\"https:\/\/www.2020finance.com.au\/building-a-new-home\/\">Building a New Home<\/a><\/li>\n<li id=\"menu-item-1434\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1434\"><a href=\"https:\/\/www.2020finance.com.au\/refinancing-your-home-loan\/\">Refinancing Your Home Loan<\/a><\/li>\n<li id=\"menu-item-1566\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1566\"><a href=\"https:\/\/www.2020finance.com.au\/investing-in-property\/\">Investing in Property<\/a><\/li>\n<\/ul>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-505692c0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"505692c0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-702ef4b5\" data-id=\"702ef4b5\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2aced035 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"2aced035\" data-element_type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"ld-fancy-heading-65ead99862bab\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h3 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h3\"  > Request a call back<\/h3>\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7b8b7b elementor-widget elementor-widget-ld_cf722\" data-id=\"b7b8b7b\" data-element_type=\"widget\" data-widget_type=\"ld_cf722.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t<div class=\"lqd-contact-form lqd-contact-form-inputs-filled  lqd-contact-form-inputs-round lqd-contact-form-button-block   lqd-contact-form-button-round  \">\n\t\t\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f1355-o1\" lang=\"en-US\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/wp-json\/wp\/v2\/pages\/1498#wpcf7-f1355-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"1355\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.8.7\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f1355-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/div>\n<div class=\"elementor-column\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"text-432\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your name\" value=\"\" type=\"text\" name=\"text-432\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"elementor-column\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"email-637\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email address\" value=\"\" type=\"email\" name=\"email-637\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"elementor-column\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"tel-586\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel walcf7-datetimepicker\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone Number\" value=\"\" type=\"tel\" name=\"tel-586\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"elementor-column\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"menu-97\"><select class=\"wpcf7-form-control wpcf7-select\" aria-invalid=\"false\" name=\"menu-97\"><option value=\"Home Loan\">Home Loan<\/option><option value=\"Investment Loan\">Investment Loan<\/option><option value=\"Refinance\">Refinance<\/option><option value=\"Business Loan\">Business Loan<\/option><option value=\"Equipment Loan\">Equipment Loan<\/option><\/select><\/span>\n\t<\/p>\n<\/div>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Submit\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cfbfcb9 elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"1cfbfcb9\" data-element_type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div id=\"ld_icon_box_1cfbfcb9\" class=\"iconbox d-flex flex-grow-1 pos-rel align-items-center iconbox-side iconbox-icon-shaped iconbox-circle\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex pos-rel z-index-1 border-radius-circle\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-phone-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >Talk to a broker today <\/h3>\t\t\t\t<p>07 3491 8883<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-231f3078\" data-id=\"231f3078\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e735b3 elementor-widget elementor-widget-ld_fancy_image\" data-id=\"0e735b3\" data-element_type=\"widget\" data-widget_type=\"ld_fancy_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div class=\"lqd-imggrp-single d-block pos-rel \">\n\t\t\t<div class=\"lqd-imggrp-img-container d-inline-flex pos-rel align-items-center justify-content-center \">\n\t\t\t\t\t\t\t\t<figure class=\"w-100 pos-rel\">\n\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1920\" height=\"1080\" src=\"https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/real-estate-agent-doing-open-home-showing-property-to-woman-with-ipad.jpeg\" class=\"attachment-full size-full wp-image-2919\" alt=\"real estate agent doing open home for investing in brisbane property\" srcset=\"https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/real-estate-agent-doing-open-home-showing-property-to-woman-with-ipad.jpeg 1920w, https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/real-estate-agent-doing-open-home-showing-property-to-woman-with-ipad-300x169.jpeg 300w, https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/real-estate-agent-doing-open-home-showing-property-to-woman-with-ipad-1024x576.jpeg 1024w, https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/real-estate-agent-doing-open-home-showing-property-to-woman-with-ipad-1536x864.jpeg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" itemprop=\"image\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-527f0d1f elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"527f0d1f\" data-element_type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"ld-fancy-heading-65ead9986ec38\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h1 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h1\"  > Research and having the right people to help you are the keys when investing in Brisbane property<\/h1>\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f9ecc21 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"5f9ecc21\" data-element_type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"ld-fancy-heading-65ead9986f3e0\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<p class=\"ld-fh-element d-inline-block pos-rel  lqd-highlight-classic lqd-highlight-grow-left p\"  > It definitely pays to do your homework on the property market before you dive in, and we\u2019re thrilled to be on board to help you when it comes to financing your decision. Recent share market slides, tight rental markets in most capital cities and a whiff of increase in property prices are seeing many mum and dad investors retreat to bricks and mortar.<br><br>\n\nGenerally, property in Australia is still considered to be a sound investment due to steady and consistent increases over time.<br><br>\n\nBut it\u2019s not a quick win. Property usually has a seven to ten year cycle, with highs, lows and steady stints in between.<br><br>\n\nFortunately, an ongoing housing shortage in Australia and a tax system that allows negative gearing on property (where any investment losses can be claimed as tax deductions) continue to favour housing as a solid, long-term investment.<br><br>\n\nBut credit has tightened in the wake of the Global Financial Crisis so lenders are more cautious about who borrows and for what. We are here to help find the right lender and loan for your circumstances in this new environment. We can also wade through the many investment loan options on offer, leaving you more time to find the ideal property.<\/p>\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49089a40 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"49089a40\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#0c0d0e;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider 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.elementor-divider-separator:after,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:before,.elementor-widget-divider--separator-type-pattern:not([class*=elementor-widget-divider--view]) .elementor-divider-separator{width:100%;min-height:var(--divider-pattern-height);-webkit-mask-size:var(--divider-pattern-size) 100%;mask-size:var(--divider-pattern-size) 100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}.e-con-inner>.elementor-widget-divider,.e-con>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35c57f11 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"35c57f11\" data-element_type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"ld-fancy-heading-65ead998703a3\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h3 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h3\"  > Here are some tips to help you reap the most rewards with investing in Brisbane property<\/h3>\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-52e684a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"52e684a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-079bcff\" data-id=\"079bcff\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-60a73fb elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"60a73fb\" data-element_type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div id=\"ld_icon_box_60a73fb\" class=\"iconbox d-flex flex-grow-1 pos-rel flex-column iconbox-default\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex   \"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-house-user\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M570.69,236.27,512,184.44V48a16,16,0,0,0-16-16H432a16,16,0,0,0-16,16V99.67L314.78,10.3C308.5,4.61,296.53,0,288,0s-20.46,4.61-26.74,10.3l-256,226A18.27,18.27,0,0,0,0,248.2a18.64,18.64,0,0,0,4.09,10.71L25.5,282.7a21.14,21.14,0,0,0,12,5.3,21.67,21.67,0,0,0,10.69-4.11l15.9-14V480a32,32,0,0,0,32,32H480a32,32,0,0,0,32-32V269.88l15.91,14A21.94,21.94,0,0,0,538.63,288a20.89,20.89,0,0,0,11.87-5.31l21.41-23.81A21.64,21.64,0,0,0,576,248.19,21,21,0,0,0,570.69,236.27ZM288,176a64,64,0,1,1-64,64A64,64,0,0,1,288,176ZM400,448H176a16,16,0,0,1-16-16,96,96,0,0,1,96-96h64a96,96,0,0,1,96,96A16,16,0,0,1,400,448Z\"><\/path><\/svg><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >Unit or house? <\/h3>\t\t\t\t<p>House prices often increase in bigger strides than units, offering more potential for capital gain over time. But a rental home also comes with added responsibilities, including gardens and lawns (and sometimes a pool) to maintain.\n\nA unit or townhouse may not increase in value as quickly, but they are generally easier to maintain and may even be easier to rent for that very reason, depending on location, condition and size.<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-9ada749\" data-id=\"9ada749\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1dc86bc elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"1dc86bc\" data-element_type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div id=\"ld_icon_box_1dc86bc\" class=\"iconbox d-flex flex-grow-1 pos-rel flex-column iconbox-default\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex   \"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-map-marker-alt\" viewBox=\"0 0 384 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M172.268 501.67C26.97 291.031 0 269.413 0 192 0 85.961 85.961 0 192 0s192 85.961 192 192c0 77.413-26.97 99.031-172.268 309.67-9.535 13.774-29.93 13.773-39.464 0zM192 272c44.183 0 80-35.817 80-80s-35.817-80-80-80-80 35.817-80 80 35.817 80 80 80z\"><\/path><\/svg><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >Location, location\n <\/h3>\t\t\t\t<p>Of course, you\u2019ve heard this before. But location can mean different things when it comes to rental properties. Renters are often looking for maximum convenience so consider properties near schools, major shopping centres and public transport.\n\nSpend plenty of time researching target areas, including recent property price movements and future predictions, rental vacancy rates and any proposed infrastructure improvements. You should also do some scouting as if you were a renter to get a first-hand look at the local market.<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-da4a140 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"da4a140\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-6442366\" data-id=\"6442366\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-64c2cfb elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"64c2cfb\" data-element_type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div id=\"ld_icon_box_64c2cfb\" class=\"iconbox d-flex flex-grow-1 pos-rel flex-column iconbox-default\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex   \"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-heart\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M462.3 62.6C407.5 15.9 326 24.3 275.7 76.2L256 96.5l-19.7-20.3C186.1 24.3 104.5 15.9 49.7 62.6c-62.8 53.6-66.1 149.8-9.9 207.9l193.5 199.8c12.5 12.9 32.8 12.9 45.3 0l193.5-199.8c56.3-58.1 53-154.3-9.8-207.9z\"><\/path><\/svg><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >Remove the emotion <\/h3>\t\t\t\t<p>One of the worst mistakes you can make with any investment is to buy with your heart instead of your head. Remember, your rental property is not your \u2018home sweet home\u2019.\n\nA well-presented property is desirable, but think sensible, not swank.\n\nIdeally, you want a neutral interior colour scheme, serviceable and resilient flooring and window coverings, a low-maintenance yard and good storage. And if buying an older style unit, look for one with an internal laundry, a garage or car space and few stairs (unless there\u2019s a great view to be had higher up, which can add to the property value).<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1ccb383\" data-id=\"1ccb383\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-592cbc4 elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"592cbc4\" data-element_type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div id=\"ld_icon_box_592cbc4\" class=\"iconbox d-flex flex-grow-1 pos-rel flex-column iconbox-default\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex   \"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-plus-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.5 32 0 53.5 0 80v352c0 26.5 21.5 48 48 48h352c26.5 0 48-21.5 48-48V80c0-26.5-21.5-48-48-48zm-32 252c0 6.6-5.4 12-12 12h-92v92c0 6.6-5.4 12-12 12h-56c-6.6 0-12-5.4-12-12v-92H92c-6.6 0-12-5.4-12-12v-56c0-6.6 5.4-12 12-12h92v-92c0-6.6 5.4-12 12-12h56c6.6 0 12 5.4 12 12v92h92c6.6 0 12 5.4 12 12v56z\"><\/path><\/svg><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >Don\u2019t forget the extras <\/h3>\t\t\t\t<p>An investment property requires regular financial commitment beyond the loan repayments. Make sure you have the capacity to cover land and water rates and any maintenance and repair costs. Tenants are entitled to repairs or replacements as quickly as possible under their rental agreement, so you will need to have the means to pay.\n\nApartments or units also come with body corporate fees, which can run to thousands in some modern complexes with professional landscaping and shared amenities, such as swimming pools.<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8305083 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8305083\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1df6290\" data-id=\"1df6290\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-559ae79 elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"559ae79\" data-element_type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div id=\"ld_icon_box_559ae79\" class=\"iconbox d-flex flex-grow-1 pos-rel flex-column iconbox-default\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex   \"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-umbrella\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M575.7 280.8C547.1 144.5 437.3 62.6 320 49.9V32c0-17.7-14.3-32-32-32s-32 14.3-32 32v17.9C138.3 62.6 29.5 144.5.3 280.8c-2.2 10.1 8.5 21.3 18.7 11.4 52-55 107.7-52.4 158.6 37 5.3 9.5 14.9 8.6 19.7 0 20.2-35.4 44.9-73.2 90.7-73.2 58.5 0 88.2 68.8 90.7 73.2 4.8 8.6 14.4 9.5 19.7 0 51-89.5 107.1-91.4 158.6-37 10.3 10 20.9-1.3 18.7-11.4zM256 301.7V432c0 8.8-7.2 16-16 16-7.8 0-13.2-5.3-15.1-10.7-5.9-16.7-24.1-25.4-40.8-19.5-16.7 5.9-25.4 24.2-19.5 40.8 11.2 31.9 41.6 53.3 75.4 53.3 44.1 0 80-35.9 80-80V301.6c-9.1-7.9-19.8-13.6-32-13.6-12.3.1-22.4 4.8-32 13.7z\"><\/path><\/svg><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >Cover your investment <\/h3>\t\t\t\t<p>Make sure you take out landlord\u2019s insurance. This will cover you for damage caused by a tenant and unpaid rent if a tenant skips out, in addition to other standard risks, such as a house fire or a storm.\n\nIf you invest in a strata title property, make sure the body corporate has sufficient building insurance to cover the cost of rebuilding the complex in today\u2019s prices. It\u2019s often hard to work out what you need to cover versus what the body corporate covers. A good rule of thumb is everything from the wall paint inward is yours and everything outside of that is covered by the body corporate.<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4009481\" data-id=\"4009481\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c7c70d elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"7c7c70d\" data-element_type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div id=\"ld_icon_box_7c7c70d\" class=\"iconbox d-flex flex-grow-1 pos-rel flex-column iconbox-default\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex   \"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chart-line\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M496 384H64V80c0-8.84-7.16-16-16-16H16C7.16 64 0 71.16 0 80v336c0 17.67 14.33 32 32 32h464c8.84 0 16-7.16 16-16v-32c0-8.84-7.16-16-16-16zM464 96H345.94c-21.38 0-32.09 25.85-16.97 40.97l32.4 32.4L288 242.75l-73.37-73.37c-12.5-12.5-32.76-12.5-45.25 0l-68.69 68.69c-6.25 6.25-6.25 16.38 0 22.63l22.62 22.62c6.25 6.25 16.38 6.25 22.63 0L192 237.25l73.37 73.37c12.5 12.5 32.76 12.5 45.25 0l96-96 32.4 32.4c15.12 15.12 40.97 4.41 40.97-16.97V112c.01-8.84-7.15-16-15.99-16z\"><\/path><\/svg><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >Any interest? <\/h3>\t\t\t\t<p>Many property investors take advantage of interest-only loans because interest payments are tax deductible. That means you\u2019re taking a punt that the property\u2019s value will increase over time, leaving you with a financial gain in the long run.\n\nThis is a good strategy for high income earners who are taking advantage of negative gearing. If you choose to positive gear your investment (i.e. generate a profit from the rental income after costs), you might want to consider a principal and interest loan and use the profit to shave off the principal.\n\nJust remember, you will pay tax on any income from your investment. Talk to your accountant about your tax situation so your broker can find the right loan.<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-01a4439 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"01a4439\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-53b3eaa\" data-id=\"53b3eaa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5689a80 elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"5689a80\" data-element_type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div id=\"ld_icon_box_5689a80\" class=\"iconbox d-flex flex-grow-1 pos-rel flex-column iconbox-default\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex   \"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-layer-group\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M12.41 148.02l232.94 105.67c6.8 3.09 14.49 3.09 21.29 0l232.94-105.67c16.55-7.51 16.55-32.52 0-40.03L266.65 2.31a25.607 25.607 0 0 0-21.29 0L12.41 107.98c-16.55 7.51-16.55 32.53 0 40.04zm487.18 88.28l-58.09-26.33-161.64 73.27c-7.56 3.43-15.59 5.17-23.86 5.17s-16.29-1.74-23.86-5.17L70.51 209.97l-58.1 26.33c-16.55 7.5-16.55 32.5 0 40l232.94 105.59c6.8 3.08 14.49 3.08 21.29 0L499.59 276.3c16.55-7.5 16.55-32.5 0-40zm0 127.8l-57.87-26.23-161.86 73.37c-7.56 3.43-15.59 5.17-23.86 5.17s-16.29-1.74-23.86-5.17L70.29 337.87 12.41 364.1c-16.55 7.5-16.55 32.5 0 40l232.94 105.59c6.8 3.08 14.49 3.08 21.29 0L499.59 404.1c16.55-7.5 16.55-32.5 0-40z\"><\/path><\/svg><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >Manage your investment <\/h3>\t\t\t\t<p>Managing a Brisbane property takes time and energy. If you don\u2019t have much to spare of either, you should get a professional property manager to advertise the rental, screen and select tenants, collect and pay the rent, co-ordinate repairs and maintenance, provide condition reports and manage any disputes. Ask other local landlords for referrals for reputable managers.\n\nYou should also conduct twice-yearly inspections yourself. Any associated costs, including travel and accommodation, are tax deductible.\n\nIf you decide to self-manage, you will need to be well-versed on tenancy laws and prepared to organise repairs, including those that arise after hours.\n\nWe understand every borrower has unique circumstances \u2013 and that some are more complex than others. We know from vast experience which lenders will work with investment customers who have more complicated requirements, and will negotiate on your behalf.<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-7f2e973\" data-id=\"7f2e973\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-485bf0d elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"485bf0d\" data-element_type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div id=\"ld_icon_box_485bf0d\" class=\"iconbox d-flex flex-grow-1 pos-rel flex-column iconbox-default\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex   \"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chart-area\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 384c6.6 0 12 5.4 12 12v40c0 6.6-5.4 12-12 12H12c-6.6 0-12-5.4-12-12V76c0-6.6 5.4-12 12-12h40c6.6 0 12 5.4 12 12v308h436zM372.7 159.5L288 216l-85.3-113.7c-5.1-6.8-15.5-6.3-19.9 1L96 248v104h384l-89.9-187.8c-3.2-6.5-11.4-8.7-17.4-4.7z\"><\/path><\/svg><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >Appreciate depreciation <\/h3>\t\t\t\t<p>The ATO will give you a discount off your tax bill for wear and tear on property. It\u2019s known as depreciation, and can be a very handy windfall for investors, especially if you buy a new property.\n\nThe formula is quite complex and depends on the age of your property, building materials and the various fittings. That\u2019s where a professional quantity surveyor comes in. For a fee (often around $600), they\u2019ll assess the property and complete a Tax Depreciation Schedule, which your accountant will incorporate in your tax return.<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-085ca67 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"085ca67\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e2fa587\" data-id=\"e2fa587\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7015e53 elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"7015e53\" data-element_type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div id=\"ld_icon_box_7015e53\" class=\"iconbox d-flex flex-grow-1 pos-rel flex-column iconbox-default\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex   \"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-key\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M512 176.001C512 273.203 433.202 352 336 352c-11.22 0-22.19-1.062-32.827-3.069l-24.012 27.014A23.999 23.999 0 0 1 261.223 384H224v40c0 13.255-10.745 24-24 24h-40v40c0 13.255-10.745 24-24 24H24c-13.255 0-24-10.745-24-24v-78.059c0-6.365 2.529-12.47 7.029-16.971l161.802-161.802C163.108 213.814 160 195.271 160 176 160 78.798 238.797.001 335.999 0 433.488-.001 512 78.511 512 176.001zM336 128c0 26.51 21.49 48 48 48s48-21.49 48-48-21.49-48-48-48-48 21.49-48 48z\"><\/path><\/svg><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >Taking ownership <\/h3>\t\t\t\t<p>If you need both incomes to be considered in the lending equation, speak with us to get the right advice on the best ownership equation for your circumstances.\n<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-550f00e\" data-id=\"550f00e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-035754d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"035754d\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a6efc35 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"a6efc35\" data-element_type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"ld-fancy-heading-65ead9987ce8c\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h3 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h3\"  > A general list of investing FAQ<\/h3>\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71ce774c elementor-widget elementor-widget-ld_accordion\" data-id=\"71ce774c\" data-element_type=\"widget\" data-widget_type=\"ld_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div class=\"accordion accordion-lg accordion-side-spacing accordion-title-bg-transparent accordion-active-has-fill\" id=\"accordion-65ead9987ec73\" role=\"tablist\" aria-multiselectable=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel  active\">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1901\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead9987ec73\" data-bs-parent=\"#accordion-65ead9987ec73\" href=\"#collapse-1901\" data-target=\"#collapse-1901\" data-bs-target=\"#collapse-1901\"\n\t\t\t\t\taria-expanded=\"true\" aria-controls=\"collapse-1901\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">Why invest in Brisbane property?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1901\" class=\"accordion-collapse collapse  show\" data-bs-parent=\"#accordion-65ead9987ec73\" role=\"tabpanel\" aria-labelledby=\"heading-1901\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>Australians are among the most active property investors in the world, with an average of one in every three new mortgages each month arranged for investors. Most of these investors are ordinary people with ordinary jobs earning ordinary incomes. So, why is property investment so\u00a0popular?<\/p><p>Capital growth. Capital growth is the increase in value of property over time and the long term average growth rate for Australian residential property is about 9% a year. Importantly, because property markets move in cycles, property values go through periods of stagnation as well as decline. This is why taking an investment view of at least 10 years is important. Note: if your investment property increases by 7.5% a year, over a 10 year period it will double in\u00a0value.<\/p><p>Rental income. Rental income, also known as yield, is the rent an investment property generates. You can calculate this by dividing the annual rent by the price paid for the property and multiplying it by 100 to produce a percentage figure. As a general rule, more expensive properties generate lower yields than more moderately priced properties. There is also usually a direct, inverse relationship between capital growth and rental income. Those properties producing a lower rental yield will often deliver greater capital growth over the long\u00a0term.<\/p><p>Tax benefits. The Federal Government allows you to offset against your taxable income any losses you incur from owning an investment property. For example, if the amount you receive in rent from tenants is $5,000 less than the cost of servicing the mortgage, and paying rates, water and other fees associated with the property, at the end of the year you can add that $5,000 to the amount of income on which you don\u2019t have to pay tax. If you work as an employee, with income tax automatically deducted from your pay, this means you\u2019ll receive a refund from the Australian Taxation Office (ATO) after the end of the financial\u00a0year.<\/p><p>Low volatility. Property values generally fluctuate less than the stock market. Many investors say they experience greater peace of mind for this\u00a0reason.<\/p><p>Leverage. Property enables far greater leverage than many other investments. For example, if you have $100,000 in savings, you could invest it in a portfolio of shares, or use it to buy a property worth $500,000 by taking out a mortgage for $400,000. If shares go up by 10% during the year, your share portfolio would be worth $110,000 and you would have gained $10,000. If property goes up by 10% during that same year, your property would be worth $550,000 and you would have gained\u00a0$50,000.<\/p><p>You don\u2019t need a big salary to invest. If you are buying to invest, lenders will take rental income as well as your own income into their assessment. If you already own your own home and have some equity in it, you may be able to use this as a deposit, meaning that you can buy an investment property without having to find any additional cash. If you don\u2019t own your own home and feel you may never be able to afford one, buying an investment property may be a good stepping stone to one day being able to afford your own\u00a0home.<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1902\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead9987ec73\" data-bs-parent=\"#accordion-65ead9987ec73\" href=\"#collapse-1902\" data-target=\"#collapse-1902\" data-bs-target=\"#collapse-1902\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-1902\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">how much can I borrow?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1902\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-65ead9987ec73\" role=\"tabpanel\" aria-labelledby=\"heading-1902\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>We\u2019re all unique when it comes to our finances and borrowing needs. Get an estimate on how much you could borrow with our Home Loan Quote in 30 seconds. Or contact us today, we can help with calculations based on your\u00a0circumstances.<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1903\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead9987ec73\" data-bs-parent=\"#accordion-65ead9987ec73\" href=\"#collapse-1903\" data-target=\"#collapse-1903\" data-bs-target=\"#collapse-1903\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-1903\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">How do I choose the loan that\u2019s right for me?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1903\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-65ead9987ec73\" role=\"tabpanel\" aria-labelledby=\"heading-1903\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>Our guides to loan types and features will help you learn about the main options available. There are hundreds of different home loans available, so talk to us\u00a0today.<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1904\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead9987ec73\" data-bs-parent=\"#accordion-65ead9987ec73\" href=\"#collapse-1904\" data-target=\"#collapse-1904\" data-bs-target=\"#collapse-1904\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-1904\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">How much do I need for a deposit?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1904\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-65ead9987ec73\" role=\"tabpanel\" aria-labelledby=\"heading-1904\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>Usually between 5% \u2013 10% of the value of a property, which you pay when signing a Contract of Sale. Speak with us to discuss your options for a deposit. You may be able to borrow against the equity in your existing home or an investment\u00a0property.<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1905\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead9987ec73\" data-bs-parent=\"#accordion-65ead9987ec73\" href=\"#collapse-1905\" data-target=\"#collapse-1905\" data-bs-target=\"#collapse-1905\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-1905\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">How much will regular repayments be?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1905\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-65ead9987ec73\" role=\"tabpanel\" aria-labelledby=\"heading-1905\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>Go to our\u00a0Repayment Calculator\u00a0for an estimate. Because there so many different loan products, some with lower introductory rates, talk to us today about the deals currently available, we\u2019ll find the right loan set-up for\u00a0you.<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1906\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead9987ec73\" data-bs-parent=\"#accordion-65ead9987ec73\" href=\"#collapse-1906\" data-target=\"#collapse-1906\" data-bs-target=\"#collapse-1906\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-1906\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">How often do I make home loan repayments \u2014 weekly, fortnightly or monthly?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1906\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-65ead9987ec73\" role=\"tabpanel\" aria-labelledby=\"heading-1906\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>Most lenders offer flexible repayment options to suit your pay cycle. Aim for weekly or fortnightly repayments, instead of monthly, as you will make more payments in a year, which will shave dollars and time off your\u00a0loan.<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1907\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead9987ec73\" data-bs-parent=\"#accordion-65ead9987ec73\" href=\"#collapse-1907\" data-target=\"#collapse-1907\" data-bs-target=\"#collapse-1907\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-1907\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">What fees\/costs should I budget for?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1907\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-65ead9987ec73\" role=\"tabpanel\" aria-labelledby=\"heading-1907\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>There are a number of fees involved when buying a property. To avoid any surprises, the list below sets out all of the usual costs.<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e40ebec elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4e40ebec\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-636fa259 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"636fa259\" data-element_type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"ld-fancy-heading-65ead9987f8da\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h3 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h3\"  > Typical fees and costs<\/h3>\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1da0d1ce elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1da0d1ce\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5328b236\" data-id=\"5328b236\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44cb8c8 elementor-widget elementor-widget-ld_custom_menu\" data-id=\"44cb8c8\" data-element_type=\"widget\" data-widget_type=\"ld_custom_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div\t\t\t\tclass=\"lqd-fancy-menu lqd-custom-menu pos-rel lqd-menu-td-none\"\n\t\t\t\t\t\t\t>\n\t\t\t\n\t\t\t\t\t\t\t<ul class=\"reset-ul\" id=\"lqd-custom-menu-44cb8c8\" >\n\t\t\t\t\n\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t<a  href=\"#\" target=\"_self\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"link-icon d-inline-flex hide-if-empty left-icon icon-next-to-label\"><i aria-hidden=\"true\" class=\"lqd-icn-ess icon-ion-ios-checkmark\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tStamp Duty \u2014 This is the big one. All other costs are relatively small by comparison. Stamp duty rates vary between state and territory governments and also depend on the value of the property you buy. You may also have to pay stamp duty on the mortgage itself. To find out your total Stamp Duty charge, visit our Stamp Duty Calculator.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t<a  href=\"#\" target=\"_self\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"link-icon d-inline-flex hide-if-empty left-icon icon-next-to-label\"><i aria-hidden=\"true\" class=\"lqd-icn-ess icon-ion-ios-checkmark\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tLegal\/conveyancing fees \u2014 Generally around $1,000 \u2013 $1500, these fees cover all the legal rigour around your property purchase, including title searches.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t<a  href=\"#\" target=\"_self\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"link-icon d-inline-flex hide-if-empty left-icon icon-next-to-label\"><i aria-hidden=\"true\" class=\"lqd-icn-ess icon-ion-ios-checkmark\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tBuilding inspection \u2014 This should be carried out by a qualified expert, such as a structural engineer, before you purchase the property. Your Contract of Sale should be subject to the building inspection, so if there are any structural problems you have the option to withdraw from the purchase without any significant financial penalties. A building inspection and report can cost up to $1,000, depending on the size of the property. Your conveyancer will usually arrange this inspection, and you will usually pay for it as part of their total invoice at settlement (in addition to the conveyancing fees).\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t<a  href=\"#\" target=\"_self\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"link-icon d-inline-flex hide-if-empty left-icon icon-next-to-label\"><i aria-hidden=\"true\" class=\"lqd-icn-ess icon-ion-ios-checkmark\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tPest inspection \u2014 Also to be carried out before purchase to ensure the property is free of problems, such as white ants. Your Contract of Sale should be subject to the pest inspection, so if any unwanted crawlies are found you may have the option to withdraw from the purchase without any significant financial penalties. Allow up to $500 depending on the size of the property. Your real estate agent or conveyancer may arrange this inspection, and you will usually pay for it as part of their total invoice at settlement (in addition to the conveyancing fees).\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t<a  href=\"#\" target=\"_self\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"link-icon d-inline-flex hide-if-empty left-icon icon-next-to-label\"><i aria-hidden=\"true\" class=\"lqd-icn-ess icon-ion-ios-checkmark\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tLender costs \u2014 Most lenders charge establishment fees to help cover the costs of their own valuation as well as administration fees. We will let you know what your lender charges but allow about $600 to $800.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t<a  href=\"#\" target=\"_self\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"link-icon d-inline-flex hide-if-empty left-icon icon-next-to-label\"><i aria-hidden=\"true\" class=\"lqd-icn-ess icon-ion-ios-checkmark\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tMoving costs \u2014 Don\u2019t forget to factor in the cost of a removalist if you plan on using one.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t<a  href=\"#\" target=\"_self\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"link-icon d-inline-flex hide-if-empty left-icon icon-next-to-label\"><i aria-hidden=\"true\" class=\"lqd-icn-ess icon-ion-ios-checkmark\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tMortgage Insurance costs \u2014 If you borrow more than 80% of the purchase price of the property, you\u2019ll also need to pay Lender Mortgage Insurance. You may also choose to take out Mortgage Protection Insurance. If you buy a strata title, regular strata fees are payable.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t<a  href=\"#\" target=\"_self\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"link-icon d-inline-flex hide-if-empty left-icon icon-next-to-label\"><i aria-hidden=\"true\" class=\"lqd-icn-ess icon-ion-ios-checkmark\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tOngoing costs \u2014 You will need to include council and water rates along with regular loan repayments. It is important to also take out building insurance and contents insurance. Your lender will probably require a minimum sum insured for the building to cover the loan, but make sure you actually take out enough building insurance to cover what it would cost if you had to rebuild. Likewise, make sure you have enough contents cover should you need to replace everything if the worst happens.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\n\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Buying a Home Becoming a First Home Buyer Building a New Home Refinancing Your Home Loan Investing in Property Request a call back Home LoanInvestment LoanRefinanceBusiness LoanEquipment Loan Talk to a broker today 07 3491 8883 Research and having the right people to help you are the keys when investing in Brisbane property It definitely [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2919,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Investing in Brisbane Property - 20\/20 Finance Brokers<\/title>\n<meta name=\"description\" content=\"Are you planning on investing in Brisbane property? 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