{"id":1424,"date":"2022-02-08T11:41:43","date_gmt":"2022-02-08T01:41:43","guid":{"rendered":"https:\/\/www.2020finance.com.au\/?page_id=1424"},"modified":"2023-06-04T18:38:50","modified_gmt":"2023-06-04T08:38:50","slug":"refinancing-your-home-loan","status":"publish","type":"page","link":"https:\/\/www.2020finance.com.au\/refinancing-your-home-loan\/","title":{"rendered":"Refinancing Your Home Loan"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1424\" class=\"elementor elementor-1424\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-100bd8a5 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"100bd8a5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"lqd-css-sticky-column elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2eda37c\" style=\"--lqd-sticky-offset:30px\" data-id=\"2eda37c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-102cc89c elementor-widget elementor-widget-ld_custom_menu\" data-id=\"102cc89c\" data-element_type=\"widget\" data-widget_type=\"ld_custom_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div\t\t\t\tclass=\"lqd-fancy-menu lqd-custom-menu pos-rel menu-items-has-fill lqd-menu-td-none\"\n\t\t\t\t\t\t\t>\n\t\t\t\n\t\t\t\t\t\t<ul id=\"lqd-custom-menu-102cc89c\" class=\"reset-ul   \" itemtype=\"http:\/\/schema.org\/SiteNavigationElement\" itemscope=\"itemscope\"><li id=\"menu-item-1381\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1381\"><a href=\"https:\/\/www.2020finance.com.au\/buying-a-home\/\">Buying a Home<\/a><\/li>\n<li id=\"menu-item-1423\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1423\"><a href=\"https:\/\/www.2020finance.com.au\/becoming-a-first-home-buyer\/\">Becoming a First Home Buyer<\/a><\/li>\n<li id=\"menu-item-1203\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1203\"><a href=\"https:\/\/www.2020finance.com.au\/building-a-new-home\/\">Building a New Home<\/a><\/li>\n<li id=\"menu-item-1434\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1434\"><a href=\"https:\/\/www.2020finance.com.au\/refinancing-your-home-loan\/\">Refinancing Your Home Loan<\/a><\/li>\n<li id=\"menu-item-1566\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1566\"><a href=\"https:\/\/www.2020finance.com.au\/investing-in-property\/\">Investing in Property<\/a><\/li>\n<\/ul>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-505692c0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"505692c0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-702ef4b5\" data-id=\"702ef4b5\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2aced035 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"2aced035\" data-element_type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"ld-fancy-heading-65ead973f25f3\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h3 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h3\"  > Request a call back<\/h3>\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7b8b7b elementor-widget elementor-widget-ld_cf722\" data-id=\"b7b8b7b\" data-element_type=\"widget\" data-widget_type=\"ld_cf722.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t<div class=\"lqd-contact-form lqd-contact-form-inputs-filled  lqd-contact-form-inputs-round lqd-contact-form-button-block   lqd-contact-form-button-round  \">\n\t\t\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f1355-o1\" lang=\"en-US\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/wp-json\/wp\/v2\/pages\/1424#wpcf7-f1355-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"1355\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.8.7\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f1355-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/div>\n<div class=\"elementor-column\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"text-432\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your name\" value=\"\" type=\"text\" name=\"text-432\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"elementor-column\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"email-637\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email address\" value=\"\" type=\"email\" name=\"email-637\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"elementor-column\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"tel-586\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel walcf7-datetimepicker\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone Number\" value=\"\" type=\"tel\" name=\"tel-586\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"elementor-column\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"menu-97\"><select class=\"wpcf7-form-control wpcf7-select\" aria-invalid=\"false\" name=\"menu-97\"><option value=\"Home Loan\">Home Loan<\/option><option value=\"Investment Loan\">Investment Loan<\/option><option value=\"Refinance\">Refinance<\/option><option value=\"Business Loan\">Business Loan<\/option><option value=\"Equipment Loan\">Equipment Loan<\/option><\/select><\/span>\n\t<\/p>\n<\/div>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Submit\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cfbfcb9 elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"1cfbfcb9\" data-element_type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div id=\"ld_icon_box_1cfbfcb9\" class=\"iconbox d-flex flex-grow-1 pos-rel align-items-center iconbox-side iconbox-icon-shaped iconbox-circle\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex pos-rel z-index-1 border-radius-circle\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-phone-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >Talk to a broker today <\/h3>\t\t\t\t<p>07 3491 8883<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-231f3078\" data-id=\"231f3078\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87b604f elementor-widget elementor-widget-ld_fancy_image\" data-id=\"87b604f\" data-element_type=\"widget\" data-widget_type=\"ld_fancy_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div class=\"lqd-imggrp-single d-block pos-rel \">\n\t\t\t<div class=\"lqd-imggrp-img-container d-inline-flex pos-rel align-items-center justify-content-center \">\n\t\t\t\t\t\t\t\t<figure class=\"w-100 pos-rel\">\n\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1920\" height=\"1282\" src=\"https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/middle-aged-couple-smiling-working-out-expenses.jpeg\" class=\"attachment-full size-full wp-image-2918\" alt=\"middle aged couple smiling working out expenses\" srcset=\"https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/middle-aged-couple-smiling-working-out-expenses.jpeg 1920w, https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/middle-aged-couple-smiling-working-out-expenses-300x200.jpeg 300w, https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/middle-aged-couple-smiling-working-out-expenses-1024x684.jpeg 1024w, https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/middle-aged-couple-smiling-working-out-expenses-1536x1026.jpeg 1536w, https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/middle-aged-couple-smiling-working-out-expenses-720x480.jpeg 720w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" itemprop=\"image\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-527f0d1f elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"527f0d1f\" data-element_type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"ld-fancy-heading-65ead9740a98d\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h1 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h1\"  > Brisbane refinancing guide for your loans and mortgages<\/h1>\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40520c9 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"40520c9\" data-element_type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"ld-fancy-heading-65ead9740b07a\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<p class=\"ld-fh-element d-inline-block pos-rel  lqd-highlight-classic lqd-highlight-grow-left p\"  > The big question is, where to start? We can help you weigh it all up.<\/p>\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0dab76b elementor-widget elementor-widget-text-editor\" data-id=\"0dab76b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>As time marches on, situations change. Perhaps you\u2019ve changed jobs? Or there\u2019s a new addition to the family? Maybe you would just like a better rate? Maybe it\u2019s the advent of school fees, or perhaps the kids have flown the coop? Or maybe that leaking shower or tired kitchen has just reached the end of its life.<\/p>\n<p>A shift in circumstances may mean it is time to revisit your Brisbane home finances. For many, the idea of refinancing a mortgage can be daunting. Fees and fixed versus variable interest rates need to be considered.<\/p>\n<p>The right refinanced loan might help you to pay off your mortgage faster and for less, clear unhealthy debt or upgrade and add value your home, all of which are steps in the right direction.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49089a40 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"49089a40\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#0c0d0e;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider 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.elementor-divider-separator,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:after,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:before,.elementor-widget-divider--separator-type-pattern:not([class*=elementor-widget-divider--view]) .elementor-divider-separator{width:100%;min-height:var(--divider-pattern-height);-webkit-mask-size:var(--divider-pattern-size) 100%;mask-size:var(--divider-pattern-size) 100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}.e-con-inner>.elementor-widget-divider,.e-con>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35c57f11 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"35c57f11\" data-element_type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"ld-fancy-heading-65ead9740c9b5\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h3 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h3\"  > Common questions for those wondering about Brisbane refinancing options<\/h3>\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71ce774c elementor-widget elementor-widget-ld_accordion\" data-id=\"71ce774c\" data-element_type=\"widget\" data-widget_type=\"ld_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div class=\"accordion accordion-lg accordion-side-spacing accordion-title-bg-transparent accordion-active-has-fill\" id=\"accordion-65ead9740e8a4\" role=\"tablist\" aria-multiselectable=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel  active\">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1901\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead9740e8a4\" data-bs-parent=\"#accordion-65ead9740e8a4\" href=\"#collapse-1901\" data-target=\"#collapse-1901\" data-bs-target=\"#collapse-1901\"\n\t\t\t\t\taria-expanded=\"true\" aria-controls=\"collapse-1901\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">Can I get a mortgage where I pay less than I\u2019m paying now?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1901\" class=\"accordion-collapse collapse  show\" data-bs-parent=\"#accordion-65ead9740e8a4\" role=\"tabpanel\" aria-labelledby=\"heading-1901\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\tNow is always a great time to shop around or check that you have the right loan for your needs. We\u2019re a great starting point. It will depend what interest rate you\u2019re currently paying, what type of home loan you have (e.g. fixed, variable, interest only, line of credit) and what features you want in your loan. We can quickly explain your options.\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1902\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead9740e8a4\" data-bs-parent=\"#accordion-65ead9740e8a4\" href=\"#collapse-1902\" data-target=\"#collapse-1902\" data-bs-target=\"#collapse-1902\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-1902\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">Can I consolidate credit card or other debts into a home loan?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1902\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-65ead9740e8a4\" role=\"tabpanel\" aria-labelledby=\"heading-1902\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\tThis is one of the reasons some people refinance. The advantage is that you pay a much lower interest rate on a mortgage than for most other forms of debt \u2013 e.g. credit cards, overdraft facilities, personal loans etc. Providing you have sufficient equity in your property, you may be able to consolidate all your debt on a home loan. If you take this option though it is important to make sure you maintain your repayments of the debt that you consolidate at their current level, or you could easily end up paying more over a longer period of time. Speak with us today to discuss your personal needs.\n\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1903\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead9740e8a4\" data-bs-parent=\"#accordion-65ead9740e8a4\" href=\"#collapse-1903\" data-target=\"#collapse-1903\" data-bs-target=\"#collapse-1903\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-1903\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">How much money can I borrow?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1903\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-65ead9740e8a4\" role=\"tabpanel\" aria-labelledby=\"heading-1903\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\t<p>We\u2019re all unique when it comes to our Brisbane financing and borrowing needs. Get an estimate on how much you may be able to borrow (subject to satisfying legal and lender requirements) with our clever loan options tool. Chat to us when you\u2019re ready, we can help with calculations based on your circumstances.<\/p>\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1904\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead9740e8a4\" data-bs-parent=\"#accordion-65ead9740e8a4\" href=\"#collapse-1904\" data-target=\"#collapse-1904\" data-bs-target=\"#collapse-1904\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-1904\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">How do I choose a loan that\u2019s right for me?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1904\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-65ead9740e8a4\" role=\"tabpanel\" aria-labelledby=\"heading-1904\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\tOur guides to loan types and features (links) will help you learn about the main options available. There are hundreds of different home loans available so talk to us today.\n\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1905\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead9740e8a4\" data-bs-parent=\"#accordion-65ead9740e8a4\" href=\"#collapse-1905\" data-target=\"#collapse-1905\" data-bs-target=\"#collapse-1905\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-1905\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">How often do I make home loan repayments \u2014 weekly, fortnightly or monthly?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1905\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-65ead9740e8a4\" role=\"tabpanel\" aria-labelledby=\"heading-1905\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\tMost lenders offer flexible repayment options to suit your pay cycle. Aim for weekly or fortnightly repayments, instead of monthly, as you will make more payments in a year, which will shave dollars and time off your loan.\n\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1906\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead9740e8a4\" data-bs-parent=\"#accordion-65ead9740e8a4\" href=\"#collapse-1906\" data-target=\"#collapse-1906\" data-bs-target=\"#collapse-1906\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-1906\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">What fees\/costs are involved in switching mortgages?<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1906\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-65ead9740e8a4\" role=\"tabpanel\" aria-labelledby=\"heading-1906\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\tDepending on your loan, penalty fees could apply if you\u2019re paying off your current mortgage early. But these may be offset by repayment savings when you switch home loans. We\u2019ll walk you through any fees that could apply in your circumstances.\n\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Buying a Home Becoming a First Home Buyer Building a New Home Refinancing Your Home Loan Investing in Property Request a call back Home LoanInvestment LoanRefinanceBusiness LoanEquipment Loan Talk to a broker today 07 3491 8883 Brisbane refinancing guide for your loans and mortgages The big question is, where to start? We can help you [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2918,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Brisbane Refinancing - 20\/20 Finance Brokers<\/title>\n<meta name=\"description\" content=\"If you&#039;re looking for the best Brisbane refinancing options for your home loans and mortgage, 20\/20 Finance Brokers are #1 refinancing team.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.2020finance.com.au\/refinancing-your-home-loan\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Brisbane Refinancing - 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