{"id":1374,"date":"2022-02-08T09:06:53","date_gmt":"2022-02-07T23:06:53","guid":{"rendered":"https:\/\/www.2020finance.com.au\/?page_id=1374"},"modified":"2023-06-04T18:54:44","modified_gmt":"2023-06-04T08:54:44","slug":"buying-a-home","status":"publish","type":"page","link":"https:\/\/www.2020finance.com.au\/buying-a-home\/","title":{"rendered":"Buying a Home"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1374\" class=\"elementor elementor-1374\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-100bd8a5 elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"100bd8a5\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"lqd-css-sticky-column elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2eda37c\" style=\"--lqd-sticky-offset:30px\" data-id=\"2eda37c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-102cc89c elementor-widget elementor-widget-ld_custom_menu\" data-id=\"102cc89c\" data-element_type=\"widget\" data-widget_type=\"ld_custom_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div\t\t\t\tclass=\"lqd-fancy-menu lqd-custom-menu pos-rel menu-items-has-fill lqd-menu-td-none\"\n\t\t\t\t\t\t\t>\n\t\t\t\n\t\t\t\t\t\t<ul id=\"lqd-custom-menu-102cc89c\" class=\"reset-ul   \" itemtype=\"http:\/\/schema.org\/SiteNavigationElement\" itemscope=\"itemscope\"><li id=\"menu-item-1381\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1381\"><a href=\"https:\/\/www.2020finance.com.au\/buying-a-home\/\">Buying a Home<\/a><\/li>\n<li id=\"menu-item-1423\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1423\"><a href=\"https:\/\/www.2020finance.com.au\/becoming-a-first-home-buyer\/\">Becoming a First Home Buyer<\/a><\/li>\n<li id=\"menu-item-1203\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1203\"><a href=\"https:\/\/www.2020finance.com.au\/building-a-new-home\/\">Building a New Home<\/a><\/li>\n<li id=\"menu-item-1434\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1434\"><a href=\"https:\/\/www.2020finance.com.au\/refinancing-your-home-loan\/\">Refinancing Your Home Loan<\/a><\/li>\n<li id=\"menu-item-1566\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1566\"><a href=\"https:\/\/www.2020finance.com.au\/investing-in-property\/\">Investing in Property<\/a><\/li>\n<\/ul>\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-505692c0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"505692c0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-702ef4b5\" data-id=\"702ef4b5\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2aced035 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"2aced035\" data-element_type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"ld-fancy-heading-65ead8f37938c\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h3 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h3\"  > Request a call back<\/h3>\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b7b8b7b elementor-widget elementor-widget-ld_cf722\" data-id=\"b7b8b7b\" data-element_type=\"widget\" data-widget_type=\"ld_cf722.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t<div class=\"lqd-contact-form lqd-contact-form-inputs-filled  lqd-contact-form-inputs-round lqd-contact-form-button-block   lqd-contact-form-button-round  \">\n\t\t\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f1355-o1\" lang=\"en-US\" dir=\"ltr\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/wp-json\/wp\/v2\/pages\/1374#wpcf7-f1355-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"1355\" \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"5.8.7\" \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f1355-o1\" \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/div>\n<div class=\"elementor-column\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"text-432\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Your name\" value=\"\" type=\"text\" name=\"text-432\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"elementor-column\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"email-637\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email address\" value=\"\" type=\"email\" name=\"email-637\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"elementor-column\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"tel-586\"><input size=\"40\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel walcf7-datetimepicker\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone Number\" value=\"\" type=\"tel\" name=\"tel-586\" \/><\/span>\n\t<\/p>\n<\/div>\n<div class=\"elementor-column\">\n\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"menu-97\"><select class=\"wpcf7-form-control wpcf7-select\" aria-invalid=\"false\" name=\"menu-97\"><option value=\"Home Loan\">Home Loan<\/option><option value=\"Investment Loan\">Investment Loan<\/option><option value=\"Refinance\">Refinance<\/option><option value=\"Business Loan\">Business Loan<\/option><option value=\"Equipment Loan\">Equipment Loan<\/option><\/select><\/span>\n\t<\/p>\n<\/div>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Submit\" \/>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cfbfcb9 elementor-align-left elementor-widget elementor-widget-ld_icon_box\" data-id=\"1cfbfcb9\" data-element_type=\"widget\" data-widget_type=\"ld_icon_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div id=\"ld_icon_box_1cfbfcb9\" class=\"iconbox d-flex flex-grow-1 pos-rel align-items-center iconbox-side iconbox-icon-shaped iconbox-circle\"   >\n\n\t\t\t\t\n\t\t\t\t<div class=\"iconbox-icon-wrap  \"><div class=\"iconbox-icon-container d-inline-flex pos-rel z-index-1 border-radius-circle\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-phone-alt\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg><\/div><\/div>\n\t\t\t\t\n\t\t\t\t<div class=\"contents \">\n\t\t\t\t\n\t\t\t\t<h3 class=\"lqd-iconbox-heading \" >Talk to a broker today <\/h3>\t\t\t\t<p>07 3491 8883<\/p>\n\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-231f3078\" data-id=\"231f3078\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-159e41d elementor-widget elementor-widget-ld_fancy_image\" data-id=\"159e41d\" data-element_type=\"widget\" data-widget_type=\"ld_fancy_image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div class=\"lqd-imggrp-single d-block pos-rel \">\n\t\t\t<div class=\"lqd-imggrp-img-container d-inline-flex pos-rel align-items-center justify-content-center \">\n\t\t\t\t\t\t\t\t<figure class=\"w-100 pos-rel\">\n\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1920\" height=\"1280\" src=\"https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/young-couple-smiling-looking-at-laptop-checking-home-loan-rates.jpeg\" class=\"attachment-full size-full wp-image-2922\" alt=\"young couple smiling looking at laptop checking home loan rates\" srcset=\"https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/young-couple-smiling-looking-at-laptop-checking-home-loan-rates.jpeg 1920w, https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/young-couple-smiling-looking-at-laptop-checking-home-loan-rates-300x200.jpeg 300w, https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/young-couple-smiling-looking-at-laptop-checking-home-loan-rates-1024x683.jpeg 1024w, https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/young-couple-smiling-looking-at-laptop-checking-home-loan-rates-1536x1024.jpeg 1536w, https:\/\/www.2020finance.com.au\/wp-content\/uploads\/2023\/04\/young-couple-smiling-looking-at-laptop-checking-home-loan-rates-720x480.jpeg 720w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" itemprop=\"image\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/figure>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-527f0d1f elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"527f0d1f\" data-element_type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"ld-fancy-heading-65ead8f3855a4\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h1 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h1\"  > How to get started buying a Brisbane home<\/h1>\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8dc0e1 elementor-widget elementor-widget-text-editor\" data-id=\"a8dc0e1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><strong>It\u2019s a big decision, so it\u2019s good to have someone there to help you make the right one.<\/strong><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b9d16a3 elementor-widget elementor-widget-text-editor\" data-id=\"b9d16a3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Buying a Brisbane home is one of the biggest things you\u2019ll do in life. We\u2019re here to help you by making sure you have the info and options you need to find the finance solution you\u2019re looking for (for the house you want).<\/p><p>There are so many home loans to choose from, with new ones always being introduced, not to mention special offers and other \u2018deals\u2019. As a Brisbane mortgage broker we\u2019ll not only help you find a loan that suits your particular needs, but we\u2019ll also help you complete the paperwork, and submit the application for you.<\/p><p>It\u2019s why more than half of Australian borrowers now use a broker to secure a home loan.<\/p><p>Before you use a North Brisbane mortgage broker you might like to get a better understanding of what\u2019s available by visiting our Different Loan Types page.<\/p><p>If you want to get a better idea of your borrowing power and what your likely repayments might be, try out our online calculators.<\/p><p>At anytime on your home buying \u2018journey\u2019, feel free to give us a call or email us and we\u2019ll do everything we can to make it easier for you.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49089a40 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"49089a40\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.19.0 - 07-02-2024 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#0c0d0e;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 var(--divider-element-spacing);flex-shrink:0}.elementor-widget-divider .elementor-icon{font-size:var(--divider-icon-size)}.elementor-widget-divider .elementor-divider-separator{display:flex;margin:0;direction:ltr}.elementor-widget-divider--view-line_icon .elementor-divider-separator,.elementor-widget-divider--view-line_text 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.elementor-divider__element{margin-inline-end:0}.elementor-widget-divider:not(.elementor-widget-divider--view-line_text):not(.elementor-widget-divider--view-line_icon) .elementor-divider-separator{border-block-start:var(--divider-border-width) var(--divider-border-style) var(--divider-color)}.elementor-widget-divider--separator-type-pattern{--divider-border-style:none}.elementor-widget-divider--separator-type-pattern.elementor-widget-divider--view-line .elementor-divider-separator,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:after,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:before,.elementor-widget-divider--separator-type-pattern:not([class*=elementor-widget-divider--view]) .elementor-divider-separator{width:100%;min-height:var(--divider-pattern-height);-webkit-mask-size:var(--divider-pattern-size) 100%;mask-size:var(--divider-pattern-size) 100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}.e-con-inner>.elementor-widget-divider,.e-con>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35c57f11 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"35c57f11\" data-element_type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"ld-fancy-heading-65ead8f387420\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h3 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h3\"  > Common questions for Brisbane home buyers<\/h3>\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-71ce774c elementor-widget elementor-widget-ld_accordion\" data-id=\"71ce774c\" data-element_type=\"widget\" data-widget_type=\"ld_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div class=\"accordion accordion-lg accordion-side-spacing accordion-title-bg-transparent accordion-active-has-fill\" id=\"accordion-65ead8f389213\" role=\"tablist\" aria-multiselectable=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel  active\">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1901\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead8f389213\" data-bs-parent=\"#accordion-65ead8f389213\" href=\"#collapse-1901\" data-target=\"#collapse-1901\" data-bs-target=\"#collapse-1901\"\n\t\t\t\t\taria-expanded=\"true\" aria-controls=\"collapse-1901\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">Time on your side<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1901\" class=\"accordion-collapse collapse  show\" data-bs-parent=\"#accordion-65ead8f389213\" role=\"tabpanel\" aria-labelledby=\"heading-1901\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\tOne of the biggest advantages of buying off the plan is time. Unlike traditional property purchases with relatively short windows to round up the total finance, you will have at least 12 months, if not longer, to settle. Savvy buyers will take advantage of this extra time to save their pennies and reduce their borrowings.\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1902\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead8f389213\" data-bs-parent=\"#accordion-65ead8f389213\" href=\"#collapse-1902\" data-target=\"#collapse-1902\" data-bs-target=\"#collapse-1902\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-1902\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">New home, no hassles<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1902\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-65ead8f389213\" role=\"tabpanel\" aria-labelledby=\"heading-1902\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\tIf you dream of a new home but have nightmares at the thought of building one, an off-the-plan purchase may be the perfect compromise. Although you will not get to design everything as you would with a custom-built home, most off-the-plan developments allow some customisation of finishes and fixtures. Make sure your contract outlines what you can tailor and that you are clear on any additional costs.\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1903\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead8f389213\" data-bs-parent=\"#accordion-65ead8f389213\" href=\"#collapse-1903\" data-target=\"#collapse-1903\" data-bs-target=\"#collapse-1903\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-1903\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">First-home buyer advantage<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1903\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-65ead8f389213\" role=\"tabpanel\" aria-labelledby=\"heading-1903\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\tVarious incentives are still being dangled in front of first-home-buyers, which may add to the appeal of buying off the plan.\n\nConcessions vary across Australia and some have been curbed since January 1, so visit your State or Territory web site for the latest information on grants and exemptions. You can also research your eligibility for stamp duty concessions on new properties at www.stampdutycalculator.com.au\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1904\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead8f389213\" data-bs-parent=\"#accordion-65ead8f389213\" href=\"#collapse-1904\" data-target=\"#collapse-1904\" data-bs-target=\"#collapse-1904\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-1904\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">Investment incentive<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1904\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-65ead8f389213\" role=\"tabpanel\" aria-labelledby=\"heading-1904\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\tOff-the-plan apartments are often pitched heavily at investors due to the tax* benefits that come with depreciation on new properties and rental guarantees. Tax savings will depend on your individual circumstances, but generally the newer the property, the higher the depreciation allowance for the building and fixtures.\n\nInvestors may also be offered attractive rental guarantees for a limited period. Make sure you do your homework on rental returns on similar properties in the area before accepting the developer\u2019s terms. Be wary of over-inflated rental guarantees. Builders will sometimes promise a high-rent yield to lure investors, build the cost into the property price and then subsidise any gap themselves for a short period. When the rental guarantee expires, you may find the actual market rent falls well short of what you originally pocketed. If investing, make sure you have the option to manage the property yourself or with your chosen property manager from the time you take possession.\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1905\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead8f389213\" data-bs-parent=\"#accordion-65ead8f389213\" href=\"#collapse-1905\" data-target=\"#collapse-1905\" data-bs-target=\"#collapse-1905\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-1905\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">Beware a boom<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1905\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-65ead8f389213\" role=\"tabpanel\" aria-labelledby=\"heading-1905\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\tMany buyers get swept up on a wave of rising property prices when they hand over their deposit in exchange for a floor plan. Historically, property is a consistent long-term performer, but property prices can plateau and even wane at the mercy of economic factors.\n\nBuyers also need to be wary of over-supply, which may devalue their property. \n\nMake sure you consider the bigger picture if buying off the plan. Research how many other developments are planned in the area and whether any increase in apartment numbers is justified by new or improved infrastructure, such as transport corridors, business precincts, universities or hospitals.\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"accordion-item panel \">\n\n\t\t\t\t<div class=\"accordion-heading\" role=\"tab\" id=\"heading-1906\">\n\t\t\t\t<h4 class=\"accordion-title  tabindex=\"-1\">\t\t\t\t\t<a class=\"collapsed\" role=\"button\" data-toggle=\"collapse\" data-bs-toggle=\"collapse\"\n                    tabindex=\"0\"\n\t\t\t\t\tdata-parent=\"#accordion-65ead8f389213\" data-bs-parent=\"#accordion-65ead8f389213\" href=\"#collapse-1906\" data-target=\"#collapse-1906\" data-bs-target=\"#collapse-1906\"\n\t\t\t\t\taria-expanded=\"false\" aria-controls=\"collapse-1906\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-title-txt\">Be discerning about the developer<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"accordion-expander\"><i class=\"lqd-icn-ess icon-ion-ios-arrow-down\"><\/i><i class=\"lqd-icn-ess icon-ion-ios-arrow-up\"><\/i><\/span>\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t<\/h4>\t\t\t\t<\/div>\n\n\t\t\t\t<div id=\"collapse-1906\" class=\"accordion-collapse collapse \" data-bs-parent=\"#accordion-65ead8f389213\" role=\"tabpanel\" aria-labelledby=\"heading-1906\">\n\n\t\t\t\t<div class=\"accordion-content\">\n\t\t\t\t\tMake sure you purchase from a reputable builder and take the time to research their previous projects. Do they use quality contractors? Do they deliver projects on time? Make a point of visiting some of their projects so you can assess the finished product first-hand.\t\t\t\t<\/div>\n\n\t\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4e40ebec elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4e40ebec\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-636fa259 elementor-widget elementor-widget-hub_fancy_heading\" data-id=\"636fa259\" data-element_type=\"widget\" data-widget_type=\"hub_fancy_heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t<div id=\"ld-fancy-heading-65ead8f389e7a\" class=\"ld-fancy-heading pos-rel\">\n\t\t\t<h3 class=\"ld-fh-element d-inline-block pos-rel  elementor-heading-title lqd-highlight-classic lqd-highlight-grow-left h3\"  > Top tips<\/h3>\t\t<\/div>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1da0d1ce elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1da0d1ce\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5328b236\" data-id=\"5328b236\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44cb8c8 elementor-widget elementor-widget-ld_custom_menu\" data-id=\"44cb8c8\" data-element_type=\"widget\" data-widget_type=\"ld_custom_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\n\t\t\t<div\t\t\t\tclass=\"lqd-fancy-menu lqd-custom-menu pos-rel lqd-menu-td-none\"\n\t\t\t\t\t\t\t>\n\t\t\t\n\t\t\t\t\t\t\t<ul class=\"reset-ul\" id=\"lqd-custom-menu-44cb8c8\" >\n\t\t\t\t\n\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t<a  href=\"#\" target=\"_self\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"link-icon d-inline-flex hide-if-empty left-icon icon-next-to-label\"><i aria-hidden=\"true\" class=\"lqd-icn-ess icon-ion-ios-checkmark\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tInvestments like this are big decisions, so investing in the right professionals to have onside before you commit is money well spent. Ensure you get professional legal advice on any contract before you sign it and that you speak with your financial advisor or tax professional to make sure you\u2019ve got the right advice from day one.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t<a  href=\"#\" target=\"_self\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"link-icon d-inline-flex hide-if-empty left-icon icon-next-to-label\"><i aria-hidden=\"true\" class=\"lqd-icn-ess icon-ion-ios-checkmark\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tMake sure your deposit will be refunded if the project doesn\u2019t go ahead by a certain date.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t<a  href=\"#\" target=\"_self\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"link-icon d-inline-flex hide-if-empty left-icon icon-next-to-label\"><i aria-hidden=\"true\" class=\"lqd-icn-ess icon-ion-ios-checkmark\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tMake sure the contract contains as much detail as possible about the finished product.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t<a  href=\"#\" target=\"_self\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"link-icon d-inline-flex hide-if-empty left-icon icon-next-to-label\"><i aria-hidden=\"true\" class=\"lqd-icn-ess icon-ion-ios-checkmark\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tBe clear on what finishes and fixtures you can customise.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t<a  href=\"#\" target=\"_self\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"link-icon d-inline-flex hide-if-empty left-icon icon-next-to-label\"><i aria-hidden=\"true\" class=\"lqd-icn-ess icon-ion-ios-checkmark\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tFind out if you can on-sell during construction in case your circumstances change.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\n\t\t\t\t\t\t\n\t\t\t\t\t\t<li>\n\t\t\t\t\t\t\t<a  href=\"#\" target=\"_self\" >\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"link-icon d-inline-flex hide-if-empty left-icon icon-next-to-label\"><i aria-hidden=\"true\" class=\"lqd-icn-ess icon-ion-ios-checkmark\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tAsk if you can inspect the site during construction.\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n\n\t\t\t\t\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Buying a Home Becoming a First Home Buyer Building a New Home Refinancing Your Home Loan Investing in Property Request a call back Home LoanInvestment LoanRefinanceBusiness LoanEquipment Loan Talk to a broker today 07 3491 8883 How to get started buying a Brisbane home It\u2019s a big decision, so it\u2019s good to have someone there [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2922,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - 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