Life Insurance

Life Insurance Cover

Life Cover can ease the financial burden for your family in the event of your death – meaning they could pay off a mortgage or other debts without sacrificing their standard of living. And if you are diagnosed with a terminal illness, it will pay you an early benefit, to help cover costs. Not sure how much cover you need? Speak with Tammie, your adviser to discuss your Brisbane life insurance options. You can also get an idea of the cover you need on MoneySmart.

Income Protection (IP) Cover

Income protection insurance is a monthly benefit that’s paid to replace some of your income if you’re unable to work due to illness or injury. You can cover up to 70% of your pre-disability earnings and choose from a range of benefit periods, so you’re protected when you need it most.

Trauma Cover

Trauma Cover gives you peace of mind when times get tough. In the event of a serious illness or diagnosis of particular conditions , a lump-sum benefit can be paid to you, so you it can help pay for the best treatments, pay off debt, and spend time with the people that matter most.

Child Cover

We all want the best for our kids, especially when it comes to helping to meet the costs of medical care. Child Cover provides up to $200,000 insurance for kids aged 2-18 and will pay a benefit if they suffer from certain serious conditions, or in the event of their death. Starting at around $5 per month for $50K cover – depending on the child’s age.

Total and Permanent Disability Cover (TPD) Cover

Sometimes, illness or injury can cause a person to become disabled and unable to work. TPD Cover pays a lump sum benefit that can help, for example, to make your home more accessible, or simply to provide more money to live on.

Business Expense Cover

If you’re self-employed or run a small business, it can be hard to keep on top of things when you’re sick or injured and unable to work. With Business Expense Cover, you can take the time you need to recover, and your insurance will cover eligible business expenses for up to one year.